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Maintenance · · 7 min read

Preventive maintenance, scheduled by what tends to break

Quarterly, semi-annual, and annual checklists organized around what tends to fail at five, fifteen, and thirty years.

Almost every emergency maintenance call traces back to something that wasn't being checked on a schedule. A water heater that floods a basement was making noise for six months. A roof leak started as a missing shingle a year before the ceiling stained. The point of preventive maintenance is not to do more work; it's to spend a smaller, predictable budget on inspection so you don't spend a larger, unpredictable one on emergencies.

Schedule by what fails, not by the season

Most preventive-maintenance calendars are organized by season ("spring inspection") because that's how the trade publications grouped them. A more useful organizing principle is what tends to fail at what age. A new building has different priorities than a fifteen-year-old building, which has different priorities than a thirty-year-old one.

Quarterly checks (every property, every age)

The minimum baseline. About thirty minutes per unit:

  • HVAC filter: Replace or clean. Cheap, prevents motor strain and air quality complaints.
  • Smoke and CO detectors: Test each one. Replace batteries if older than six months. Replace the unit itself if older than ten years (smoke) or seven years (CO).
  • Water leaks: Walk under sinks, around toilets, water heater, and dishwasher. Look for stains, dampness, mineral residue.
  • GFCI outlets: Press the test button on each. Reset if it trips. Replace if it won't.
  • Exterior: Quick walk-around looking for missing siding, broken windows, gutter blockages, and signs of pest activity.

Semi-annual checks (every property)

Spring and fall, about an hour per unit:

  • HVAC service: Heating in fall, cooling in spring. Have the system inspected by a tech, condenser coils cleaned, refrigerant checked.
  • Gutters and downspouts: Clear, check pitch, verify discharge is moving water away from the foundation.
  • Caulking: Tubs, showers, sinks, exterior windows, exterior penetrations. Re-caulk anything cracked or pulled away.
  • Weather seals: Door sweeps, weather-stripping, garage door bottom seal.
  • Water heater: Drain a few gallons from the bottom to flush sediment. Test the temperature/pressure relief valve.
  • Trees and landscaping: Trim anything within six feet of the building. Branches against siding and roof are a major source of damage.

Annual checks (every property)

Once a year. Two to three hours per unit, plus contractor visits:

  • Roof inspection: Either by you with binoculars or by a contractor. Look for missing shingles, lifted flashing around penetrations, granule loss in gutters.
  • Electrical panel: Have an electrician open the panel to check for warm breakers, double-tapped breakers, signs of arcing.
  • Pest: Treatment or inspection by a licensed company.
  • Chimney and flue (if present): Sweep and inspect, especially with wood-burning appliances.
  • Dryer vent: Clean from the dryer all the way to the exterior. The single most common cause of laundry-room fires.
  • Plumbing supply lines: Inspect washer hoses (replace every five years; this is the cheapest insurance against a major flood).

Five-year property: what tends to fail

Newer construction. The major systems are still under most warranties. The failures cluster in:

  • Settlement cracks in drywall and around windows. Cosmetic but worth tracking.
  • Builder-grade caulk and grout failing earlier than expected.
  • Garbage disposals, dishwashers, and microwaves reaching the end of their first life.
  • Initial HVAC service items that the warranty company won't cover.

Fifteen-year property: what tends to fail

The middle years. Major systems are middle-aged, finishes are wearing. Plan for:

  • Water heater replacement (typical life 8–12 years for tank, 15–20 for tankless).
  • HVAC components: capacitors, contactors, blower motors. Whole-system replacement starts to come into view.
  • Roof: depending on shingle quality, may have 5–10 years left on a 20-year roof. Get an inspection at year 15 to plan replacement.
  • Window seals failing in double-pane glass.
  • Carpet and flooring wear that is beyond rejuvenation.
  • Fixture refresh: faucets, light fixtures, cabinet hardware. Cosmetic but materially affects rentability.

Thirty-year property: what tends to fail

Major systems are at end-of-life or beyond. The strategy shifts from preventive to planned replacement:

  • Plumbing supply lines (galvanized, polybutylene, or early PEX): consider whole-house repipe planning.
  • Sewer lateral: video inspection from cleanout to street. Root intrusion and bellying common.
  • Electrical service: panel may need upgrade (especially Federal Pacific or Zinsco panels, which are insurance issues).
  • Roof: likely on second roof; may need third.
  • HVAC: definitely on second system; plan for third.
  • Foundation: monitor for movement, especially in clay-soil regions.

What it costs (roughly)

Quarterly checks done by you or a handyman: $0–$300/year per unit. Semi-annual contractor visits (HVAC, gutters): $300–$700/year per unit. Annual specialist visits (roof, electrical, pest): $400–$900/year per unit. Total preventive budget: $700–$1,900/year per unit, scaling with property age.

Compare that to a single emergency: a water heater failure with floor and drywall damage is typically $4,000–$15,000. A water-line break in a wall is $5,000–$25,000. A roof leak that's been going for a year is $8,000–$40,000. The math on prevention is favorable on average and overwhelming on a portfolio.

How to actually do it

Calendar the checks. Assign each to a specific person (you, your handyman, or a contractor). Track completion in writing — even a one-line note in a spreadsheet ("HVAC filter replaced 2026-04-12, M. Khan apartment") becomes useful documentation if you ever need to defend a habitability claim or argue with an insurance carrier about a covered loss.

Most preventive maintenance is not skilled work. It's the discipline of doing it on a schedule, by someone who knows what to look for. The schedule is the product, not the labor.

This article is general information, not legal or tax advice. Rules vary by state and change over time. When the question matters, ask a local attorney or CPA.